Are Del Taco's postretirement healthcare plans open to new participants?

According to Del Taco's 2025 Franchise Disclosure Document, their postretirement healthcare plans are not open to new participants. Del Taco sponsors two healthcare plans that provide postretirement medical benefits to certain employees who have met minimum age and service requirements. These plans are contributory, with retiree contributions adjusted annually, and include cost-sharing features like deductibles and coinsurance.

This means that new employees or franchisees of Del Taco will not be eligible to participate in these specific postretirement healthcare plans. These plans are specifically for certain employees who already met the age and service requirements.

For a prospective franchisee, this indicates that they should not expect to be able to enroll in these particular healthcare plans as part of their compensation or benefits package. Instead, they should inquire about other available benefits and retirement plans offered by Del Taco, such as the defined contribution plans mentioned elsewhere in the FDD.