In New York and Iowa, when must Del Taco provide the Disclosure Document?
Del_Taco Franchise · 2025 FDDAnswer from 2025 FDD Document
New York and Iowa require that Del Taco give you this Disclosure Document at the earlier of the first personal meeting or 10 business days (14 calendar days for Iowa) before the execution of the franchise or other agreement or the payment of any consideration that relates to the franchise relationship.
Source: Item 23 — RECEIPTS (FDD pages 59–325)
What This Means (2025 FDD)
According to Del Taco's 2025 Franchise Disclosure Document, the delivery of the Franchise Disclosure Document (FDD) in New York and Iowa has specific requirements. In both states, Del Taco must provide the FDD to prospective franchisees at the earlier of two events: the first personal meeting between Del Taco and the potential franchisee, or a set number of days before the execution of any franchise agreement or the payment of any consideration related to the franchise.
Specifically, New York requires Del Taco to provide the FDD at least 10 business days before the execution of the franchise agreement or the payment of any consideration. Iowa has a slightly different requirement, mandating that Del Taco provide the FDD at least 14 calendar days before the execution of the franchise agreement or the payment of any consideration.
This means that a potential Del Taco franchisee in New York must receive the FDD at least 10 business days before signing any binding agreement or making any payments. In Iowa, the franchisee must receive the FDD at least 14 calendar days before either of those events. The earlier of the first personal meeting or these timeframes dictates when the FDD must be provided. This ensures that prospective franchisees have adequate time to review the document and make informed decisions.