What is the minimum limit for Cyber Liability insurance required for a Del Taco franchise?

According to Del Taco's 2025 Franchise Disclosure Document, franchisees must maintain Cyber Liability insurance with a limit of not less than $1,000,000 per occurrence. However, Del Taco retains the right to specify a different limit.

This insurance protects both the franchisee and Del Taco from potential financial losses resulting from cyberattacks, data breaches, and other cyber-related incidents. Given the increasing reliance on digital systems for operations, payment processing, and customer data management, this coverage is crucial for mitigating risks associated with cyber threats.

It is important for prospective franchisees to confirm the specific Cyber Liability insurance requirements with Del Taco prior to signing the Franchise Agreement. This will ensure they obtain adequate coverage and comply with the franchisor's standards. Franchisees should also inquire about any specific endorsements or policy terms required by Del Taco to avoid potential gaps in coverage.