What must a Del Taco franchisee provide to Del Taco when adding a new location or changing a bank account?

According to Del Taco's 2025 Franchise Disclosure Document, a franchisee must provide the required bank account information on an ACH authorization form to Del Taco when adding a new location or changing a bank account. This is to ensure that Del Taco has the correct banking information for processing payments related to gift card sales and redemptions. BAMS (the settlement agent) will use this information to initiate Automated Clearing House (ACH) debits and credits to the franchisee's designated bank account(s).

Franchisees are required to sign ACH authorization forms to allow BAMS to handle these transactions. Additionally, franchisees must identify their "Business Legal Entities" on the Gift Card Merchant Information form. BAMS will then provide reports and generate ACH transactions for each Business Legal Entity, Bank Account, and Store Number.

Proper funding of the franchisee's designated bank accounts is crucial for the efficient administration of the gift card program. If an ACH debit transaction is dishonored due to insufficient funds, a closed account, or a stop payment, BAMS will notify Del Taco and attempt to transfer funds from the same or a newly designated bank account. The new transfer amount will include the returned item(s) plus a $20.00 penalty per returned item.