Where might Del Taco communicate changes to the insurance requirements for franchisees?

According to Del Taco's 2025 Franchise Disclosure Document, Del Taco may communicate updates or modifications to the insurance requirements for franchisees through several channels. These include updates in the Manuals, changes or modifications in any lease agreement between Del Taco (or its Affiliates) and the franchisee, or in writing directly from the Company.

This means that prospective Del Taco franchisees need to be diligent in reviewing all these potential communication channels to stay compliant with the current insurance requirements. It is crucial to check the most recent version of the Manuals, carefully examine any lease agreements with Del Taco or its affiliates, and pay attention to any written notices from the company regarding insurance.

The FDD specifies that franchisees are responsible for obtaining and maintaining the required insurance coverages at their own expense throughout the term of the agreement. Franchisees must also furnish Del Taco with satisfactory evidence of these coverages, such as Certificates of Insurance and policy endorsements. Therefore, understanding how Del Taco communicates changes to these requirements is essential for franchisees to avoid any potential breaches of the franchise agreement and to ensure continuous compliance.

It is fairly common in the franchise industry for franchisors to modify insurance requirements periodically. These changes can reflect shifts in the legal and business landscape, such as new regulations or increased liability risks. Del Taco's approach of using multiple communication methods is also typical, as it aims to ensure that franchisees receive timely and comprehensive updates.