Do the additional funds estimates for a Degree Wellness franchise take into account finance payments?

According to Degree Wellness's 2025 Franchise Disclosure Document, the additional funds estimates do not account for finance payments. Item 7 clarifies that the additional funds, intended to cover operating expenses like employee salaries and local marketing for the first three months, do not include finance payments, charges, interest, or related costs that a franchisee might incur if they finance any portion of their initial investment through a third party.

This means that prospective Degree Wellness franchisees need to budget separately for any financing costs they anticipate. The FDD emphasizes that the provided amounts are minimum recommended levels and are based on historical data from affiliate locations. Therefore, franchisees should carefully consider their financing arrangements and factor in these costs when estimating their total initial investment and operating expenses.

It is important for potential Degree Wellness franchisees to understand that these additional costs can significantly impact their financial projections. The FDD recommends reviewing these figures carefully with a business advisor to ensure that adequate cash reserves are available to cover all operating expenses, including any debt service related to financing the initial investment.