What form must be provided to Crave to show the additional insureds?

According to Crave's 2025 Franchise Disclosure Document, to demonstrate that CRAVE Franchising, LLC is included as additional insureds on the franchisee's general liability and auto liability policies, the franchisee must provide an Additional Insured Grantor of Franchise Endorsement form CG2029, or an endorsement form with comparable wording acceptable to Crave. The additional insureds should be listed on the certificate as follows: CRAVE Franchising, LLC and its member, officers, directors, partners, shareholders, regional directors, subsidiaries and affiliates, agents and employees.

This requirement ensures that Crave is protected under the franchisee's insurance policies for liabilities arising from the operation of the franchised business. It is a common practice in franchising to include the franchisor as an additional insured to mitigate potential risks and liabilities.

The franchisee is responsible for securing and maintaining the required insurance coverage throughout the term of the franchise agreement. Failure to provide the specified endorsement form or maintain the necessary insurance could result in a breach of the franchise agreement. Franchisees must deliver to Crave Certificates of Insurance evidencing the existence and continuation of proper coverage with limits not less than those required, at least ten (10) days before construction and/or improvement of your Franchised Business begins, and thereafter no fewer than thirty (30) days prior to the expiration of any such policy.

Crave may modify the insurance minimum coverage requirements each year, which may include an increase to the minimum coverage requirements to reflect changes in inflation or as market conditions warrant.