Can Craters & Freighters terminate the agreement if the franchisee fails to pay insurance payments?

According to Craters & Freighters's 2025 Franchise Disclosure Document, Craters & Freighters can terminate the franchise agreement if the franchisee fails to pay insurance payments. Specifically, if a franchisee fails or refuses, when due, to pay any Insurance Payments due to Craters & Freighters or any Affiliate of Craters & Freighters as required by the Franchise Agreement, the Operations Manuals, or otherwise, it is considered a curable breach of the agreement.

In the case of a curable breach such as failure to pay insurance, Craters & Freighters will provide the franchisee with written notice of the event. The franchisee then has thirty (30) days after receiving this notice to cure the breach. If the franchisee cures the breach within this timeframe, Craters & Freighters will not terminate the agreement.

However, if the franchisee fails to cure the breach within the 30-day period, Craters & Freighters has the right to terminate the agreement or take other actions as outlined in Section 19.5 of the agreement. This section allows Craters & Freighters to reduce the size or modify the boundaries of the franchisee's territory or suspend performance of any or all of the services provided to the franchisee during the time period in which the franchisee is in default of the agreement.