What coverage must be equal to the CSL for Automobile Liability Insurance for a Clear Pest Pros franchise?
Clear_Pest_Pros Franchise · 2025 FDDAnswer from 2025 FDD Document
e policy limit.
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- Automobile Liability Insurance. You shall maintain insurance with a combined single limit, CSL, of $1,000,000 for bodily injury and property damage for all owned or leased vehicles and for hired and non-owned motor vehicles. Additionally, uninsured motorist and under-insured motorist coverage will be
Source: Item 8 — RESTRICTIONS ON SOURCES OF PRODUCTS AND SERVICES (FDD pages 32–37)
What This Means (2025 FDD)
According to Clear Pest Pros's 2025 Franchise Disclosure Document, franchisees must maintain automobile liability insurance with uninsured motorist and under-insured motorist coverage equal to the Combined Single Limit (CSL). The minimum CSL required is $1,000,000 for bodily injury and property damage, covering all owned or leased vehicles, as well as hired and non-owned motor vehicles.
This requirement ensures that Clear Pest Pros franchisees have adequate financial protection in the event of an accident involving their vehicles. The uninsured and under-insured motorist coverage matching the CSL provides an additional layer of security, protecting the franchisee if they are involved in an accident with a driver who has insufficient or no insurance.
Franchisees should consult with their insurance provider to ensure they obtain the appropriate coverage levels to meet these requirements. Maintaining the required insurance is a condition of the franchise agreement, and failure to do so could result in penalties or termination of the agreement. Clear Pest Pros also retains the right to modify the minimum insurance limits periodically, so franchisees must stay informed of any changes.