If a City Wide franchisee provides service to a National Account, what additional insurance requirements apply?

According to City Wide's 2025 Franchise Disclosure Document, if a franchisee provides services to a National Account, they must carry the types and coverages of insurance required by each National Account Contract. The franchisee is solely responsible for ensuring that any subcontractors they use to perform services for a National Account also carry the required types and coverages of insurance.

This requirement means that a City Wide franchisee needs to be prepared to meet potentially varying and stringent insurance demands depending on the specific National Account they are servicing. These insurance requirements are dictated by the National Account Contract, meaning franchisees must carefully review each contract to understand their obligations. Failure to maintain the required insurance coverage could result in City Wide procuring the insurance on the franchisee's behalf and charging the franchisee for the coverage, including a reasonable fee for expenses incurred by City Wide.

It is important for prospective City Wide franchisees to factor in the potential costs of meeting these insurance requirements when evaluating the profitability of servicing National Accounts. The franchisee should discuss with City Wide what the typical insurance requirements are for National Accounts, and get an estimate of the costs to ensure they can meet the obligations. This will help the franchisee to avoid unexpected expenses and maintain compliance with the franchise agreement.