What is the minimum combined single limit required for City Publications franchisees' Automobile Liability Insurance?

According to City Publications's 2025 Franchise Disclosure Document, franchisees are required to maintain Automobile Liability Insurance for owned, hired, and non-owned vehicles. The minimum combined single limit for this insurance must be at least $1,000,000.00. This requirement ensures that City Publications franchisees have adequate coverage in case of accidents involving vehicles used in their business operations.

For a prospective City Publications franchisee, this means factoring in the cost of this insurance coverage when assessing the overall financial investment. Maintaining the required insurance is not optional; it is a mandatory condition of the franchise agreement. Failure to maintain the required insurance coverage could result in a breach of the agreement and potential termination of the franchise.

Franchisors typically mandate specific insurance coverage levels to protect both the franchisee and the brand from potential liabilities. The $1,000,000.00 minimum combined single limit for automobile liability insurance is a substantial amount, reflecting the potential risks associated with vehicle use in the business. Franchisees should consult with insurance professionals to obtain appropriate coverage that meets City Publications's requirements and adequately protects their business interests.