What is the per-transaction fee for Visa card transactions at a Circle K franchise?
Circle_K Franchise · 2025 FDDAnswer from 2025 FDD Document
) in any twelve-month period.
| Card Type | Per Transaction Fee | Processing Fee |
|---|---|---|
| Visa | $0.12 | 1.80% |
| MasterCard | ||
| Debit |
Source: Item 6 — OTHER FEES (FDD pages 22–35)
What This Means (2025 FDD)
According to Circle K's 2025 Franchise Disclosure Document, franchisees are required to use Circle K's provided debit/credit network to process card transactions. The fees associated with these transactions include both a per-transaction fee and a processing fee.
For Visa card transactions, Circle K franchisees will incur a per-transaction fee of $0.12. In addition to this per-transaction fee, there is also a processing fee of 1.80% for Visa transactions. These fees are subject to change, with Circle K reserving the right to modify them with 30 days' notice, but increases are capped at 20% within any 12-month period.
Prospective franchisees should consider these fees as part of their operating expenses, as they will impact the profitability of sales made via Visa cards. It is important to factor in potential fluctuations in these fees when projecting revenue and expenses for the franchise.