What is the per transaction fee for MasterCard transactions at Circle K?
Circle_K Franchise · 2025 FDDAnswer from 2025 FDD Document
ent (20%) in any twelve-month period.
| Card Type | Per Transaction Fee | Processing Fee |
|---|---|---|
| Visa | ||
| MasterCard | $0.12 | 1.80% |
| Debi |
Source: Item 6 — OTHER FEES (FDD pages 22–35)
What This Means (2025 FDD)
According to Circle K's 2025 Franchise Disclosure Document, franchisees are required to pay transaction fees for processing debit and credit card payments. The document outlines specific fees for different card types. For MasterCard transactions, a Circle K franchisee will incur a $0.12 per transaction fee, as well as a 1.80% processing fee.
These fees are subject to change, as Circle K retains the right to modify them with 30 days' advance written notice. The increase, however, cannot exceed 20% within any 12-month period. This means that franchisees need to stay informed about potential fee adjustments that could impact their operating costs.
It is important for prospective Circle K franchisees to factor these transaction fees into their financial projections. Understanding the costs associated with different payment methods can help in pricing strategies and overall profitability management. Franchisees should also consider negotiating with their merchant service providers to potentially reduce these fees, although the base rates are set by Circle K.