If a Cinnabon franchisee is required to purchase specific equipment (Item 8), is financing available for this equipment (Item 10)?
Cinnabon Franchise · 2025 FDDAnswer from 2025 FDD Document
| le | applicable applicable | applicable | applicable | ||
|---|---|---|---|---|---|
| 15,16 | |||||
| e. Opening | 6.5 and Not | 20.E. Not | Not | 6 | 11 |
| 17.2.I. | applicable | applicable applicable | |||
| 18.3, and | |||||
| --- | --- | --- | --- | --- | --- |
| 19.3 | |||||
| g. Compliance | 8 and 12 Not | 20.J. 20.F. | 20.F. | 9 | 8, 11, 15, |
ITEM 10
FINANCING
We do not offer financing for trade fixtures, opening inventory, or any other purpose.
We may refer you to leasing or financing companies not affiliated with us. We and our affiliates receive no fees or other financial benefits from any lender for your financing. Currently, we will not guarantee your note, lease, or obligation, for any lender, or any other person or entity. We may engage an advisor to provide consulting services to franchisees to assist them with securing financing, and we may pay the advisor for this assistance to franchisees.
What This Means (2025 FDD)
According to Cinnabon's 2025 Franchise Disclosure Document, Cinnabon does not offer direct financing to franchisees for trade fixtures, opening inventory, or any other purpose. This means franchisees must seek funding from other sources if they require financial assistance.
While Cinnabon does not provide direct financing, they may refer franchisees to leasing or financing companies that are not affiliated with them. Cinnabon and its affiliates do not receive any fees or financial benefits from these lenders for referring franchisees. Cinnabon also states that they will not guarantee any franchisee's note, lease, or obligation to any lender.
Cinnabon may engage an advisor to provide consulting services to franchisees to assist them with securing financing, and Cinnabon may pay the advisor for this assistance. However, franchisees are not required to use this consultant, and Cinnabon is not responsible for the consultant's services. Franchisees are also not required to participate in any financing program that Cinnabon implements. Cinnabon does participate in the SBA's Franchise Directory and may modify the Franchise Agreement to comply with SBA requirements for franchisees to participate in certain SBA loan programs.