Does Cinnabon or its affiliates receive any fees from lenders for franchisee financing?

According to Cinnabon's 2025 Franchise Disclosure Document, Cinnabon does not offer direct financing to franchisees for trade fixtures, opening inventory, or any other purpose. However, Cinnabon may refer prospective franchisees to leasing or financing companies that are not affiliated with them.

Importantly, Cinnabon states that neither they nor their affiliates receive any fees or other financial benefits from lenders for franchisee financing. While Cinnabon will not guarantee a franchisee's note, lease, or obligation, they may engage an advisor to provide consulting services to franchisees to assist them with securing financing. Cinnabon may pay this advisor for their assistance, but the franchisee is not required to use the consultant and must sign a separate agreement with them if they choose to do so.

This arrangement means that a Cinnabon franchisee will need to secure their own financing through third-party lenders. The fact that Cinnabon does not receive fees from lenders could be seen as a benefit, as it removes a potential conflict of interest in recommending financing options. However, franchisees should still carefully evaluate all financing options and terms to ensure they are suitable for their individual circumstances.