According to Christies International Real Estate's 2025 Franchise Disclosure Document, Christies International Real Estate may designate other policies, procedures, or standards regarding insurance in its Operations Manual from time to time.

Christies International Real Estate requires franchisees to obtain and maintain specific insurance policies, including Comprehensive General Liability Insurance ($1,000,000 per occurrence), Workers' Compensation and Employers Liability insurance ($500,000 for bodily injury per accident, $500,000 for bodily disease per employee, and $500,000 bodily disease policy limit), Automobile liability coverage ($1,000,000 combined single limit), and Errors and omissions liability insurance ($1,000,000 per occurrence). These policies protect both the franchisee and Christies International Real Estate against potential liabilities.

Christies International Real Estate also has the right to modify the minimum coverage and deductible requirements, or require different or additional kinds of insurance, providing franchisees with at least 45 days' prior written notice to obtain the revised policies. Franchisees must provide copies of insurance certificates and policy endorsements to Christies International Real Estate before opening their Business and upon renewal of each policy. All policies, except workers' compensation, must name Christies International Real Estate as an additional insured and include a waiver of subrogation in their favor.