Does Chicken Guy require Plate Glass Insurance for replacement of glass from breakage?
Chicken_Guy Franchise · 2025 FDDAnswer from 2025 FDD Document
y from time to time. Developer will be required to pay all travel, living, food and other incidental expenses incurred by Developer and its employees while attending development training and optional development training.
- I. Delegation. Chicken Guy has the right, from time to time, to delegate the performance of any portion or all of its obligations and duties under this Agreement to designees, whether affiliates or agents of Chicken Guy or independent contractors with which Chicken Guy has contracted to provide this service.
6. INSURANCE
A. Procurement of Insurance by Developer. Developer shall be responsible for all loss or damage arising from or related to Developer's development and operation of each Franchised Restaurant, and for all demands or claims with respect to any loss, liability, personal injury, death, property damage, or expense whatsoever occurring upon the premises of, or in connection with the development or operation
of, each Franchised Restaurant. Developer shall maintain in full force and effect throughout the Development Term that insurance which Developer determines is necessary or appropriate for liabilities caused by or occurring in connection with the development or operation of each Franchised Restaurant, which shall include, at a minimum, insurance policies of the kinds, and in the amounts, required by Section 6.B. Chicken Guy, and any entity with an insurable interest designated by Chicken Guy, shall be an additional insured in all liability policies (except workers compensation) to the extent each has an insurable interest.
- **B. Minimum Insurance Requ
Source: Item 23 — RECEIPTS (FDD pages 50–286)
What This Means (2025 FDD)
According to Chicken Guy's 2025 Franchise Disclosure Document, franchisees are required to carry Plate Glass Insurance for replacement of glass from breakage.
Chicken Guy mandates that franchisees maintain several types of insurance coverage throughout the development term. This includes, but is not limited to, Commercial General Liability Insurance, All Risks Property Insurance, and Plate Glass Insurance. The insurance policies must be written by an insurance company that has received an "A+" or better rating by Best's Insurance Rating Service.
Chicken Guy has the authority to increase the minimum required coverage amounts or require different or additional kinds of insurance to reflect inflation, changes in liability standards, higher damage awards, or other relevant changes in circumstances. Franchisees will receive written notice of such modifications and must promptly secure the additional coverage or higher policy limits. If a franchisee fails to procure or maintain the required insurance, Chicken Guy has the right, but not the obligation, to procure such insurance and charge the cost to the franchisee.