Does Chicken Guy need to be named as an additional insured on liability policies?

You must maintain in full force and effect throughout the term of your Development Agreement and your Franchise Agreement that insurance which you determine is necessary or appropriate for liabilities caused by or occurring in connection with the development or operation of the Franchised Restaurant(s), which shall include, at a minimum, insurance policies of the kinds, and in the amounts, required by us. We, and any entity with an insurable interest designated by us, shall be an additional insured in all liability policies (except workers' compensation) to the extent each has an insurable interest. We may reasonably increase the minimum coverage required and require different or additional kinds of insurance to reflect inflation, changes in standards of liability, higher damage awards or other relevant changes in circumstances. You will receive written notice of such modifications and must take prompt action to secure the additional coverage or higher policy limits. All insurance policies must be written by an insurance company (or companies) satisfactory to us and must comply with our standards and specifications, which we will supply to you in writing. You must submit a certificate of insurance to us when you sign the Development Agreement or any Franchise Agreement and on each policy renewal date thereafter.

Source: Item 8 — RESTRICTIONS ON SOURCES OF PRODUCTS AND SERVICES (FDD pages 20–22)