What is the minimum amount of Employer's Liability Insurance that Chicken Guy requires in the aggregate?

According to Chicken Guy's 2025 Franchise Disclosure Document, franchisees are required to maintain Employer's Liability Insurance. The minimum coverage required is $100,000 per person, $500,000 in the aggregate, and $100,000 for occupational disease. This insurance coverage must be in effect for all of the franchisee's employees who participate in any Chicken Guy training programs.

This requirement ensures that Chicken Guy franchisees have adequate financial protection in the event of employee injuries or illnesses sustained during their employment. The aggregate limit of $500,000 provides a total cap on the amount the insurance company will pay out for all claims combined during a policy period. The per-person limit caps the payout for a single employee's claim, while the occupational disease coverage specifically addresses illnesses contracted due to workplace conditions.

Prospective Chicken Guy franchisees should factor the cost of this insurance into their overall business expenses. They should also confirm that their insurance policies meet Chicken Guy's specific requirements, including the minimum coverage amounts and any other conditions stipulated by Chicken Guy. It is also important to note that Chicken Guy may increase the minimum required coverage and require different or additional kinds of insurance to reflect inflation, changes in standards of liability, higher damage awards or other relevant changes in circumstances.