Must the insurance company or companies be satisfactory to Chicken Guy?

According to Chicken Guy's 2025 Franchise Disclosure Document, the insurance company or companies providing coverage must be satisfactory to Chicken Guy. Specifically, all insurance policies must be written by an insurance company or companies that Chicken Guy approves of, and they must comply with the standards, specifications, coverages, and limits detailed in the Manual or provided to the franchisee in writing.

Chicken Guy also has the right to increase the minimum required coverage and require different or additional kinds of insurance to reflect inflation, changes in standards of liability, higher damage awards, or other relevant changes in circumstances. The franchisee will receive written notice of such modifications and must take prompt action to secure the additional coverage or higher policy limits.

This requirement ensures that the insurance policies adequately protect both the franchisee and Chicken Guy from potential liabilities and risks associated with operating a Chicken Guy franchise. It is common practice in franchising for franchisors to have approval over insurance providers to ensure brand consistency and adequate coverage across all franchise locations. The franchisee is responsible for all loss or damage arising from the development and operation of the franchised restaurant.