Can Checkersrallys increase the required amounts of insurance coverage?

According to Checkersrallys's 2025 Franchise Disclosure Document, Checkersrallys can increase the required amounts of insurance coverage. The franchisee must maintain several categories of insurance coverage during the term of the agreement, including general liability, automobile liability, umbrella coverage, property coverage, workers' compensation, employer's liability, employment practices liability, and cyber insurance.

Checkersrallys has the right to determine additional insurance policies at any time. The insurance policies must be issued by carriers approved by Checkersrallys with an A.M. Best Rating of not less than A VII, and contain the types and minimum amounts of coverage, exclusions, and maximum deductibles that Checkersrallys prescribes. Checkersrallys and its affiliates must be named as additional insureds, and Checkersrallys must receive 30 days' prior written notice of any material modification, cancellation, or expiration of the policy.

Checkersrallys may periodically increase the amounts of coverage required or require different or additional insurance coverage to reflect inflation, new risks, changes in law, higher damage awards, or other relevant changes. The minimum amount of liability coverage prescribed by Checkersrallys does not limit the franchisee's liability.