What security standards must Checkers franchisees abide by regarding credit card information?
Checkers Franchise · 2025 FDDAnswer from 2025 FDD Document
You agree to use the system and equipment we require for processing credit cards and any costs to do so are at your expense.
You agree to abide by (i) the Payment Card Industry ("PCI") Data Security Standards enacted by the applicable Card Associations (as they may be modified at any time and from time to time or as successor standards are adopted); and (ii) all other security standards and guidelines that may be published at any time and from time to time by payment card companies and applicable to customer credit card and debit card information.
If you know or suspect a security breach, you must immediately notify us.
You will promptly identify and remediate the source of the compromise.
You assume all responsibility for providing all notices of breach or compromise and all duties to monitor credit histories and transaction concerning customers of your Franchised Restaurant.
Source: Item 22 — CONTRACTS (FDD pages 91–92)
What This Means (2025 FDD)
According to Checkers' 2025 Franchise Disclosure Document, franchisees must adhere to specific security standards regarding credit card information. Checkers requires franchisees to use the systems and equipment they designate for processing credit cards, with all associated costs borne by the franchisee.
Furthermore, franchisees must comply with the Payment Card Industry (PCI) Data Security Standards as enacted by the applicable Card Associations, including any modifications or successor standards. They must also follow all other security standards and guidelines published by payment card companies that apply to customer credit and debit card information. If a franchisee suspects a security breach, they are obligated to immediately notify Checkers and promptly identify and fix the source of the problem.
Checkers franchisees assume full responsibility for providing breach notifications, monitoring credit histories, and overseeing transactions related to their restaurant's customers. These stipulations ensure that franchisees maintain a secure environment for processing customer payments and protect sensitive financial data, aligning with industry best practices for data security and compliance.