Does Checkers require franchisees to use a specific system for processing credit cards?
Checkers Franchise · 2025 FDDAnswer from 2025 FDD Document
- 9.10 Credit Cards.
You agree to use the system and equipment we require for processing credit cards and any costs to do so are at your expense.
You agree to abide by (i) the Payment Card Industry ("PCI") Data Security Standards enacted by the applicable Card Associations (as they may be modified at any time and from time to time or as successor standards are adopted); and (ii) all other security standards and guidelines that may be published at any time and from time to time by payment card companies and applicable to customer credit card and debit card information.
If you know or suspect a security breach, you must immediately notify us.
You will promptly identify and remediate the source of the compromise.
You assume all responsibility for providing all notices of breach or compromise and all duties to monitor credit histories and transaction concerning customers of your Franchised Restaurant.
Source: Item 22 — CONTRACTS (FDD pages 91–92)
What This Means (2025 FDD)
According to Checkers' 2025 Franchise Disclosure Document, franchisees are required to use the specific system and equipment that Checkers mandates for processing credit card transactions. The franchisee is responsible for covering all costs associated with using this system.
Furthermore, Checkers franchisees must adhere to the Payment Card Industry (PCI) Data Security Standards established by the Card Associations, including any modifications or successor standards. They must also comply with all other security standards and guidelines published by payment card companies that are applicable to customer credit and debit card information. Franchisees are obligated to immediately notify Checkers if they suspect any security breach and must promptly identify and fix the source of the problem.
Ultimately, the franchisee assumes full responsibility for providing breach notifications, monitoring credit histories, and overseeing transactions related to customers of their Checkers restaurant. This requirement ensures that all Checkers locations maintain consistent and secure credit card processing practices, protecting both the brand and its customers from potential fraud and data breaches.