factual

Does the definition of 'Disposal' for a Chatime franchise include creating a charge or other encumbrance in the ownership interest?

Chatime Franchise · 2025 FDD

Answer from 2025 FDD Document

k. "Transfer" by FA: §1.1(16); §13 Defined as a "Disposal." Disposal includes any
franchisee voluntary, involuntary, direct, or indirect sale,
defined
assignment, pledge, bequeath, trade, or transfer.
In
relation
to
a
business
entity,
Disposal
includes
entering
into a transaction in relation to an ownership interest
that
results
in
a
person
other
than
the
registered
holderof the ownership interest (i) acquiring any legal
or equitable
interest in the ownership interest
including an
equitable
interest arising
from a
declaration
of
trust, an agreement for sale and purchase
or an option agreement or an agreement creating a
charge or other encumbrance in the ownership interest,
(ii) acquiring any
right
to
directly
or
indirectly
receive
any
dividends payable
from
the
ownership
interest,
(iii)
acquiring
any rights
of
pre-
emption,
first
refusal,
or
like
control
over the ownership interest, (iv) acquiring
any rights of control over the exercise of any voting
rights or rights to
appoint
directors
attaching
to
the
ownership
interest, or (v) otherwise acquiring legal or
equitable rights against the registered holder of the
ownership interest which
have
the
effect
of
placing
the
person
in
the
same position as if the person had
acquired a legal or equitable interest in the ownership
interest.

Source: Item 17 — Renewal, Termination, Transfer, and Dispute Resolution (FDD pages 43–52)

What This Means (2025 FDD)

According to Chatime's 2025 Franchise Disclosure Document, the definition of "Disposal" includes creating a charge or other encumbrance in the ownership interest. The FDD specifies that a Disposal includes entering into a transaction related to an ownership interest that results in a person other than the registered holder acquiring any legal or equitable interest. This includes an agreement creating a charge or other encumbrance in the ownership interest.

This definition is important for prospective Chatime franchisees because it clarifies what actions are considered a transfer of ownership. Any action that creates a charge or encumbrance could trigger the franchisor's rights and require their approval. This could include taking out a loan secured by the franchise or entering into any agreement that gives another party a claim against the ownership interest.

Chatime franchisees need to be aware of these restrictions to avoid inadvertently violating the franchise agreement. If a franchisee plans to take any action that could be construed as a Disposal, they should seek legal counsel and consult with Chatime to ensure compliance with the transfer provisions of the franchise agreement. This proactive approach can help prevent disputes and maintain a positive relationship with the franchisor.

Disclaimer: This information is extracted from the 2025 Franchise Disclosure Document and is provided for research purposes only. It does not constitute legal or financial advice. Consult with a franchise attorney before making any investment decisions.