What is the required uninsured/underinsured motorist coverage limit for a Carbones Pizzeria franchise?
Carbones_Pizzeria Franchise · 2025 FDDAnswer from 2025 FDD Document
| Commercial General Liability | $1,000,000 limit per occurrence $2,000,000 aggregate |
|---|---|
| Business Personal Property | Replacement cost coverage |
| Business Motor Vehicle | $1,000,000 combined single limit of liability per occurrence |
| Liability | $1,000,000 uninsured/underinsured motorist coverage |
Source: Item 8 — RESTRICTIONS ON SOURCES OF PRODUCTS AND SERVICES (FDD pages 12–13)
What This Means (2025 FDD)
According to Carbones Pizzeria's 2025 Franchise Disclosure Document, franchisees are required to maintain certain insurance policies with specific coverage limits. One of these requirements is for uninsured/underinsured motorist coverage.
The FDD specifies that franchisees must have a minimum of $1,000,000 in uninsured/underinsured motorist coverage. This coverage protects the franchisee in the event of an accident caused by a driver who either has no insurance or whose insurance coverage is insufficient to cover the damages.
This requirement ensures that Carbones Pizzeria franchisees are adequately protected from potential financial losses resulting from accidents involving uninsured or underinsured motorists. It is important for prospective franchisees to factor in the cost of this insurance coverage when evaluating the overall investment required to start and operate a Carbones Pizzeria franchise.