What is the minimum commercial general liability insurance aggregate limit required for a Carbones Pizzeria franchise?

According to Carbones Pizzeria's 2025 Franchise Disclosure Document, franchisees must maintain commercial general liability insurance with specific coverage limits. The minimum aggregate limit required for commercial general liability insurance is $2,000,000. Franchisees must also ensure that the policy includes a per occurrence limit of $1,000,000.

In addition to commercial general liability, Carbones Pizzeria requires franchisees to carry other types of insurance, including business personal property insurance with replacement cost coverage, business motor vehicle liability insurance with a $1,000,000 combined single limit per occurrence, and liability insurance with $1,000,000 uninsured/underinsured motorist coverage. Franchisees must also maintain workers’ compensation insurance with policy limits pursuant to applicable state law, umbrella/excess liability insurance with a $1,000,000 limit per occurrence and aggregate, and liquor liability insurance with a $1,000,000 limit per occurrence and $2,000,000 aggregate.

Carbones Pizzeria requires that it is named as an additional insured on all policies except for workers' compensation. Furthermore, franchisees must provide Carbones Pizzeria with 30 days' notice before any changes, cancellation, or termination of any insurance policy. Meeting these insurance requirements is crucial for a prospective Carbones Pizzeria franchisee to protect their business and comply with the franchise agreement.