What is the minimum aggregate commercial general liability insurance limit required for a Carbones Pizzeria franchise?

According to Carbones Pizzeria's 2025 Franchise Disclosure Document, franchisees are required to maintain commercial general liability insurance. The minimum coverage must include a $1,000,000 limit per occurrence and a $2,000,000 aggregate.

In addition to commercial general liability insurance, Carbones Pizzeria franchisees must also carry other types of insurance. These include business personal property insurance with replacement cost coverage, business motor vehicle liability insurance with a $1,000,000 combined single limit of liability per occurrence and $1,000,000 uninsured/underinsured motorist coverage, workers’ compensation insurance with policy limits pursuant to applicable state law, umbrella/excess liability insurance with a $1,000,000 limit per occurrence and $1,000,000 aggregate, and liquor liability insurance with a $1,000,000 limit per occurrence and $2,000,000 aggregate.

Franchisees should consult with an insurance professional to ensure they obtain adequate coverage to meet these requirements and to protect their business from potential liabilities. The franchisor may also have specific requirements or preferred insurance providers, so it's important to communicate with Carbones Pizzeria during the insurance procurement process.