Can Canopy Lawn Care modify the minimum insurance requirements?

According to Canopy Lawn Care's 2025 Franchise Disclosure Document, Canopy Lawn Care retains the right to change the minimum insurance requirements for franchisees. Specifically, Canopy Lawn Care can modify these requirements at any time and at its sole discretion. These modifications will be communicated through updates to the Manual.

This means that a prospective Canopy Lawn Care franchisee must be aware that the insurance coverage they initially obtain may not be sufficient throughout the term of their franchise agreement. Canopy Lawn Care can increase the required coverage levels, potentially leading to higher insurance premiums for the franchisee.

It is important to note that Canopy Lawn Care does not guarantee that the required insurance coverage will be adequate for the franchisee's protection. The FDD advises franchisees to consult with their own insurance professionals to determine the appropriate level of coverage needed, beyond the minimum requirements set by Canopy Lawn Care. This highlights the franchisee's responsibility to ensure they have sufficient protection, regardless of Canopy Lawn Care's minimum requirements.