What is the maximum deductible for comprehensive insurance for Canopy Lawn Care vehicles?

According to Canopy Lawn Care's 2025 Franchise Disclosure Document, franchisees are required to maintain physical damage insurance (collision & comprehensive) on their vehicles. The maximum deductible for comprehensive coverage is $1,000 per accident. This means that in the event of an accident, the franchisee will be responsible for paying up to $1,000 before the insurance coverage kicks in to cover the remaining costs.

This deductible applies to comprehensive coverage, which typically covers damages to the vehicle resulting from incidents other than collisions, such as theft, vandalism, fire, or natural disasters. The FDD also specifies a maximum deductible of $1,000 per accident for collision coverage, which covers damages resulting from collisions with other vehicles or objects.

It is important for prospective Canopy Lawn Care franchisees to factor this deductible into their operating costs and to understand that they will be responsible for this amount in the event of a covered incident. Franchisees should also confirm with their insurance provider that their policy meets the minimum requirements set forth by Canopy Lawn Care and the vehicle lessor, if applicable. Understanding these insurance requirements and potential out-of-pocket expenses is crucial for managing the financial risks associated with operating a Canopy Lawn Care franchise.