What is the maximum deductible for collision insurance for Canopy Lawn Care vehicles?

According to Canopy Lawn Care's 2025 Franchise Disclosure Document, franchisees are required to maintain physical damage insurance (collision and comprehensive) on their vehicles. The maximum deductible for collision coverage is $1,000 per accident. This means that in the event of an accident, the franchisee will be responsible for paying up to $1,000 before the insurance coverage kicks in to cover the remaining costs.

This deductible amount is a critical factor for prospective Canopy Lawn Care franchisees to consider when budgeting for their business. A higher deductible typically results in lower insurance premiums, but it also means a higher out-of-pocket expense in the event of an accident. Franchisees should weigh the cost savings on premiums against their ability to cover the deductible in case of a collision.

It is also important to note that this deductible applies specifically to collision coverage. The FDD also mentions comprehensive coverage, which typically covers damages from incidents other than collisions, such as theft, vandalism, or natural disasters. The deductible for comprehensive coverage is mentioned as $1,000 per accident as well. Franchisees should carefully review their insurance policies to understand the specific terms and conditions of both collision and comprehensive coverage, including any exclusions or limitations that may apply.