What is the maximum deductible allowed for comprehensive insurance for Canopy Lawn Care vehicles?

According to Canopy Lawn Care's 2025 Franchise Disclosure Document, franchisees are required to maintain physical damage insurance (collision and comprehensive) on their vehicles. The maximum deductible allowed for collision is $1,000 per accident. The document does not specify a maximum deductible for comprehensive insurance, but it does state that the physical damage insurance should cover the actual cash value of the vehicle.

This means that while Canopy Lawn Care specifies the maximum deductible for collision coverage, it does not set a limit for the comprehensive coverage deductible. A franchisee could potentially choose a comprehensive deductible higher than $1,000, but this would mean they would have to pay more out-of-pocket in the event of a claim covered by comprehensive insurance.

It is important for prospective Canopy Lawn Care franchisees to discuss insurance requirements with the franchisor to fully understand the implications of different deductible levels and how they might affect their business. Choosing a higher deductible can lower insurance premiums, but it also increases the financial risk in case of an accident or other covered event. Franchisees should carefully weigh these factors when selecting their insurance coverage.