Does Canine Dimensions require Workers' Compensation insurance?
Canine_Dimensions Franchise · 2025 FDDAnswer from 2025 FDD Document
You currently are required to maintain the following insurance coverage:
- (1) comprehensive general liability coverage against claims for bodily and personal injury, death, and property damage caused by or occurring in conjunction with the operation of your Franchised Business or your conduct of business under the Franchise Agreement under one or mor
Source: Item 8 — RESTRICTIONS ON SOURCES OF PRODUCTS AND SERVICES (FDD pages 14–17)
What This Means (2025 FDD)
According to Canine Dimensions's 2025 Franchise Disclosure Document, franchisees are required to obtain and maintain certain insurance coverages. Specifically, Canine Dimensions requires franchisees to carry employer's liability insurance of $1,000,000 per incident and Workers' Compensation or other employer's liability insurance. The specific type of employer's liability insurance required depends on the statutes or rules in the state where the franchised business operates.
This requirement means that a Canine Dimensions franchisee must secure and maintain Workers' Compensation insurance if mandated by the laws of their state. This insurance coverage is intended to protect employees in the event of work-related injuries or illnesses. The franchisee is responsible for the costs associated with obtaining and maintaining this insurance.
Canine Dimensions retains the right to modify the required insurance coverage types and amounts, reflecting changes in law, standards of liability, or other relevant circumstances. Franchisees must also name Canine Dimensions as an additional insured on their policies and provide 30 days' advance written notice of any material changes or cancellation of the policy. This ensures that Canine Dimensions is protected and informed about the franchisee's insurance coverage.