Who must be named as additional insureds on each insurance policy for a Canine Dimensions franchise?

According to Canine Dimensions's 2025 Franchise Disclosure Document, each insurance policy must name Canine Dimensions as an additional insured. Furthermore, if Canine Dimensions requests, the franchisee must also name Canine Dimensions's directors, employees, or shareholders as additional insureds on the policy. The insurance policy must also provide Canine Dimensions with 30 days' advance written notice of any material modification, cancellation, or expiration of the policy.

This requirement ensures that Canine Dimensions has some protection against potential liabilities arising from the operation of the franchise. By being named as an additional insured, Canine Dimensions can be directly covered by the franchisee's insurance policies, offering a layer of financial security in case of lawsuits or claims. The 30-day notice provision allows Canine Dimensions to monitor the franchisee's insurance coverage and take necessary steps to maintain adequate protection.

Franchisees should carefully review their insurance policies to ensure compliance with these requirements. They should also be prepared to provide Canine Dimensions with the necessary documentation and updates regarding their insurance coverage. Failure to comply with these insurance requirements could result in a breach of the franchise agreement and potential penalties.

This type of insurance requirement is common in franchising, as it protects the franchisor's brand and reputation from liabilities caused by individual franchisees. Prospective franchisees should factor in the cost of these insurance policies when evaluating the overall investment required to start and operate a Canine Dimensions franchise.