What is the minimum per occurrence liability coverage required for comprehensive general liability insurance for a Canine Dimensions franchise?

According to Canine Dimensions's 2025 Franchise Disclosure Document, franchisees must maintain comprehensive general liability insurance coverage with a minimum liability coverage of $1,000,000 per occurrence. This insurance protects against claims for bodily and personal injury, death, and property damage that may arise from the operation of the franchised business or the franchisee's conduct of business under the Franchise Agreement. Additionally, the policy must include product/completed operations insurance.

Beyond the per occurrence minimum, Canine Dimensions franchisees must also maintain an aggregate liability coverage of $2,000,000. This means that the insurance policy must cover up to $2,000,000 in total claims during the policy period. Franchisees are responsible for securing and maintaining this insurance coverage throughout the entire term of the Franchise Agreement and any renewal terms.

Canine Dimensions retains the right to modify the required coverage amounts or types of insurance policies in the future. These changes may be influenced by factors such as inflation, the identification of new risks, changes in laws or liability standards, or higher damage awards. Franchisees must also name Canine Dimensions (and potentially its directors, employees, or shareholders) as additional insureds on each policy and provide 30 days' advance written notice of any material modification, cancellation, or expiration of the policy.