factual

What is the minimum aggregate liability coverage required for Canine Dimensions franchisees' general liability insurance?

Canine_Dimensions Franchise · 2025 FDD

Answer from 2025 FDD Document

  • (1) comprehensive general liability coverage against claims for bodily and personal injury, death, and property damage caused by or occurring in conjunction with the operation of your Franchised Business or your conduct of business under the Franchise Agreement under one or more policies of insurance containing minimum liability coverage of $1,000,000 per occurrence and $2,000,000 aggregate, including product / completed operations insurance;

Source: Item 8 — RESTRICTIONS ON SOURCES OF PRODUCTS AND SERVICES (FDD pages 14–17)

What This Means (2025 FDD)

According to Canine Dimensions' 2025 Franchise Disclosure Document, franchisees are required to maintain comprehensive general liability insurance coverage. This insurance protects against claims related to bodily injury, personal injury, death, and property damage that may occur in connection with the operation of the franchised business.

The minimum liability coverage required is $1,000,000 per occurrence and $2,000,000 in aggregate. This coverage must include product/completed operations insurance. In addition to general liability, Canine Dimensions franchisees must also maintain other types of insurance, including automobile liability, umbrella liability, employer's liability, and professional liability insurance.

Canine Dimensions retains the right to modify the required insurance coverage amounts and types in the future to reflect changes in circumstances such as inflation, new risks, changes in law, or higher damage awards. Franchisees must ensure that all required policies remain in effect throughout the term of the Franchise Agreement. Furthermore, Canine Dimensions (and potentially its directors, employees, or shareholders) must be named as additional insureds on each policy, and the franchisee must provide 30 days' advance written notice of any material changes, cancellation, or expiration of the policy.

Disclaimer: This information is extracted from the 2025 Franchise Disclosure Document and is provided for research purposes only. It does not constitute legal or financial advice. Consult with a franchise attorney before making any investment decisions.