Does the comprehensive general liability coverage for a Canine Dimensions franchise need to include product/completed operations insurance?
Canine_Dimensions Franchise · 2025 FDDAnswer from 2025 FDD Document
reasonably be specified by Franchisor from time to time, which coverages may include, without limitation, the following:
- 12.2.1 comprehensive general liability coverage against claims for bodily and personal injury, death, and property damage caused by or occurring in conjunction with the operation of the Franchised Business or Franchisee's conduct of business pursuant to this Agreement under one or more policies of insurance containing minimum liability coverage of One Million Dollars ($1,000,000) per occurrence and Two Million Dollars ($2,000,000) aggregat
Source: Item 22 — CONTRACTS (FDD page 36)
What This Means (2025 FDD)
According to Canine Dimensions' 2025 Franchise Disclosure Document, the comprehensive general liability coverage must include product/completed operations insurance. Franchisees are required to have comprehensive general liability coverage against claims for bodily and personal injury, death, and property damage caused by or occurring in conjunction with the operation of the franchised business.
The required insurance policy must have minimum liability coverage of $1,000,000 per occurrence and $2,000,000 aggregate. Additionally, the policy must include an endorsement specifically covering cyber liability risks.
It is important for prospective Canine Dimensions franchisees to understand these insurance requirements, as failure to maintain the required coverage could result in a breach of the franchise agreement. Franchisees should consult with an insurance professional to ensure they obtain the appropriate coverage to meet Canine Dimensions' requirements and adequately protect their business.