What section of the Byrider FDD discusses obtaining A.R.E.'s financing recommendation?

According to Byrider's 2025 Franchise Disclosure Document, Item 23 includes information regarding location setup options in Discover for A.R.E. and the procedure for location setup in Discover for A.R.E.

Specifically, the FDD references section 11.95 of an unspecified manual or document for 'Location set up options in Discover for A.R.E.' and 'PROCEDURE: Location set up in Discover – A.R.E.' This suggests that Byrider franchisees receive guidance on how to configure their location within the 'Discover' system, potentially for the purpose of obtaining recommendations or approvals related to A.R.E. (likely an acronym for a department or process within Byrider).

Prospective franchisees should note that the excerpt does not fully detail what A.R.E. represents or the exact nature of the location setup process. To gain a comprehensive understanding, it would be prudent to ask Byrider for clarification on what A.R.E. stands for, the purpose of setting up the location in Discover, and how this setup relates to financing recommendations or approvals.