Is the Louisville franchisee still a Byrider franchisee?
Byrider Franchise · 2025 FDDAnswer from 2025 FDD Document
alleged violations.
Commonwealth of Kentucky ex rel Gregory D. Stumbo, Attorney General vs. James Maguire, J. Marc Maguire, Auto Acceptance Corporation, CNAC of Kentucky, Inc., J. Maguire Enterprises, Inc., Auto Acceptance, LLC, CNAC of Kentucky, LLC, J. Maguire Enterprises, LLC, and J.D. Byrider Systems, Inc. (Cause No. 04Cl10575) filed on December 16, 2004, in Commonwealth of Kentucky, Jefferson Circuit Court, Division Nine. Complaint against J.D. Byrider Systems, Inc. and the Louisville franchisee alleging violation of Kentucky's Consumer Protection Act by a pattern of unfair and deceptive sales and financing practices engaged in by the Louisville franchisee, aided and abetted by unlawful sales and financing techniques developed by J.D. Byrider Systems, Inc. For purposes of settlement only, an Agreement and Consent Judgment Entry and Order were filed February 2006 in the Commonwealth of Kentucky, Jefferson Circuit Court, Division 7. The court enjoined J.D. Byrider Systems, Inc. and its Kentucky franchisees from violating the Kentucky Consumer Protection Act, the federal Truth in Lending Act, and the federal Magnuson Moss Warranty Act and ordered remedial steps for the alleged violations; J.D. Byrider Systems, Inc. paid $300,000.00 to the Attorney General as reimbursement, attorneys' fees and other costs of the investigation and litigation. The Louisville franchisee paid $2.7 million in customer restitution. In addition, the Louisville franchisee agreed to provide a credit of $500 on each customer account for vehicles purchased during 2000 through 2004. The Louisville franchisee is no
Source: Item 3 — Litigation (FDD pages 15–19)
What This Means (2025 FDD)
According to Byrider's 2025 Franchise Disclosure Document, the Louisville franchisee is no longer a franchisee. The document details a legal complaint filed in 2004 against J.D. Byrider Systems, Inc. and the Louisville franchisee, alleging violations of Kentucky's Consumer Protection Act. This complaint cited unfair and deceptive sales and financing practices by the Louisville franchisee, purportedly aided by techniques developed by J.D. Byrider Systems, Inc. The case was settled in February 2006.
As part of the settlement, the court issued an order enjoining J.D. Byrider Systems, Inc. and its Kentucky franchisees from violating the Kentucky Consumer Protection Act, the federal Truth in Lending Act, and the federal Magnuson Moss Warranty Act. Remedial steps were mandated to address the alleged violations. J.D. Byrider Systems, Inc. paid $300,000 to the Attorney General to cover reimbursement, attorneys' fees, and other investigative and litigation costs.
The Louisville franchisee also made a significant contribution to the settlement, paying $2.7 million in customer restitution. Additionally, the franchisee agreed to provide a $500 credit on each customer account for vehicles purchased between 2000 and 2004. The document explicitly states that the Louisville franchisee is no longer a franchisee, indicating a termination or non-renewal of the franchise agreement following these events.