What laws does Bumble Roofing comply with regarding direct financing?

According to Bumble Roofing's 2025 Franchise Disclosure Document, Bumble Roofing will not provide any direct or indirect financing to franchisees, except for the initial franchise fee. The document does state that the availability and terms of financing for a Bumble Roofing franchise are dependent on factors such as the franchisee's creditworthiness, the availability of financing in general, any collateral the franchisee may have, and the lending policies of financial institutions.

While Bumble Roofing does not offer direct financing, the Franchise Agreement stipulates that franchisees must comply with all applicable laws, ordinances, and regulations, including consumer protection laws, and labor and employment laws. Franchisees are also required to comply with all laws and regulations relating to privacy and data protection, and must adhere to any privacy policies or data protection and breach response policies that Bumble Roofing may periodically establish.

Prospective franchisees should be aware that securing financing is their responsibility and will likely require a strong credit history and a solid business plan. They should also consult with financial advisors to explore all available funding options and understand the terms and conditions associated with any loans or financial assistance they may obtain. It is important to note that the FDD does not specify any particular financing partners or preferred lenders.