Is the Bumble Roofing franchisor liable for damages arising from the operation of the franchisee's business?

According to Bumble Roofing's 2025 Franchise Disclosure Document, the franchisee operates as an independent contractor, not as an agent, partner, joint venturer, or employee of the franchisor. Bumble Roofing is not liable or responsible for the franchisee's debts or obligations, nor is Bumble Roofing obligated for any damages to any person or property arising directly or indirectly from the operation of the franchisee's business.

This means that as a Bumble Roofing franchisee, you are responsible for all debts, obligations, and damages that arise from the operation of your business. Customers who suffer damages from your business's operations cannot hold Bumble Roofing liable. This is a common arrangement in franchising, where franchisees are typically independent business owners.

The franchisee must conspicuously identify itself in all dealings with the public as a sole operator separate from Bumble Roofing and state that Bumble Roofing has no liability for the business being conducted from the business location. This requirement ensures that customers and other parties are aware that the franchisee is an independent entity and that Bumble Roofing is not responsible for the franchisee's actions or liabilities.

This arrangement protects Bumble Roofing from potential lawsuits and financial liabilities resulting from the actions of its franchisees. However, it also places the full burden of responsibility on the franchisee to operate their business in a safe and compliant manner. Franchisees should ensure they have adequate insurance coverage and legal counsel to protect themselves from potential liabilities.