Does the Bumble Roofing FDD specify how disputes are handled?

According to the 2025 Bumble Roofing FDD, disputes related to the Promissory Note are addressed. Specifically, the FDD states that any claim, controversy, dispute, or cause of action, whether in contract, tort, or otherwise, that is based on, arises out of, or relates to the Promissory Note and the transactions it contemplates, will be governed by and construed in accordance with the laws of the Commonwealth of Virginia.

The Bumble Roofing FDD further specifies that any action, suit, or proceeding arising from or relating to the Promissory Note may be brought in the courts of the Commonwealth of Virginia nearest to Henrico County. The maker of the note irrevocably and unconditionally agrees to this jurisdiction. This means that if a Bumble Roofing franchisee has a dispute regarding their promissory note with Bumble Roofing, they will likely need to resolve it in the Virginia courts closest to Henrico County, regardless of where the franchisee's business is located.

This requirement to litigate in Virginia could present additional costs and logistical challenges for franchisees located outside of Virginia. Franchisees should consult with legal counsel to fully understand the implications of this clause and how it might affect their rights and obligations under the franchise agreement and promissory note.