What constitutes a material breach of the Bumble Roofing Franchise Agreement regarding insurance?

Based on the 2025 Bumble Roofing Franchise Disclosure Document, the document does not explicitly state what constitutes a material breach regarding insurance. However, it does state that franchisees must provide Bumble Roofing with proof of current licenses, insurance, and any necessary permits to extend their rights to operate the Roofing Business for one additional term.

While the FDD does not specifically define what actions related to insurance would be considered a material breach, it does outline general conditions for the termination of the franchise agreement. For example, failing to meet the conditions listed in section 3.1, such as providing proof of current insurance, could prevent a franchisee from extending their franchise term.

A prospective Bumble Roofing franchisee should ask the franchisor for clarification on what specific insurance-related actions or omissions would constitute a material breach of the franchise agreement. This information is crucial for understanding the franchisee's obligations and avoiding potential termination of the agreement.