Does Buildingstars commit to extending credit to the franchisee?

According to Buildingstars' 2025 Franchise Disclosure Document, Buildingstars does not commit to extending credit to franchisees. Specifically, the franchise agreement stipulates that nothing within the agreement constitutes a commitment by Buildingstars to extend credit or otherwise finance the franchisee's business operations. This means a prospective franchisee cannot rely on Buildingstars for direct financial assistance to start or maintain their franchise.

This policy is fairly common in the franchise industry, as franchisors typically do not act as direct lenders. Franchisees are generally expected to secure their own financing through traditional lending institutions, private investors, or other funding sources. The franchisee bears the full responsibility for funding their business.

While Buildingstars does not offer direct credit, franchisees may be able to finance a portion of the initial franchise fee through a promissory note. However, this is not an offer of general credit to finance the ongoing operation of the business. Franchisees should carefully consider their financial resources and explore all available funding options before entering into a franchise agreement with Buildingstars.