What is the required abuse and molestation coverage for a Brightstar Care franchise with annual revenue between $0 and $5,000,000?

According to Brightstar Care's 2025 Franchise Disclosure Document, a franchisee with annual revenue between $0 and $5,000,000 must maintain abuse and molestation coverage with a separate limit of not less than $1,000,000 per occurrence and $3,000,000 aggregate per policy year. This insurance coverage is a mandatory requirement that Brightstar Care franchisees must secure and maintain throughout the term of their franchise agreement.

This requirement ensures that Brightstar Care franchisees have adequate financial protection in the event of any claims related to abuse or molestation. The specific coverage amounts are set to provide a safety net for potential legal and settlement costs, reflecting the sensitive nature of the home care services provided by Brightstar Care. Franchisees need to factor in the cost of this insurance when assessing their overall investment and operational expenses.

Brightstar Care also mandates that all Professional Liability, General Liability, and Employment Practices Liability insurance policies name BrightStar Group Holdings, Inc., its subsidiaries, officers, directors, employees, and any other designated entity as additional insureds. This requirement protects the franchisor from potential liabilities arising from the franchisee's operations. Franchisees must ensure compliance with these insurance requirements to maintain their franchise agreement in good standing.