What is the minimum non-owned automobile liability coverage required for a Brightstar Care franchise?
Brightstar_Care Franchise · 2025 FDDAnswer from 2025 FDD Document
above $10,000,000. The following minimum sub-limits must be met: $1,000,000 Personal & Advertising Injury, $5,
Source: Item 22 — CONTRACTS (FDD pages 117–118)
What This Means (2025 FDD)
According to Brightstar Care's 2025 Franchise Disclosure Document, franchisees must maintain non-owned automobile liability coverage of not less than $1,000,000 combined single limit for each accident. This coverage protects Brightstar Care franchisees from liability if an accident occurs while an employee is using their personal vehicle for business purposes, such as visiting clients or running errands.
This requirement ensures that Brightstar Care franchisees have adequate financial protection in the event of an accident involving a non-owned vehicle. The $1,000,000 combined single limit means that the insurance policy will cover up to $1,000,000 for bodily injury and property damage resulting from a single accident.
Franchisees should consult with their insurance provider to ensure they obtain a policy that meets this minimum coverage requirement. Failure to maintain the required insurance coverage could result in a breach of the franchise agreement and potential legal and financial repercussions for the Brightstar Care franchisee.