Under what circumstances can Bojangles procure insurance on behalf of the franchisee, and what charges can the franchisee expect in such a case?
Bojangles Franchise · 2025 FDDAnswer from 2025 FDD Document
- B. Should Franchisee, for any reason, fail to procure or maintain the insurance required by this Agreement, as such requirements may be revised from time to time by Franchisor in the Manual or otherwise in writing, Franchisor shall have the right and authority (without, however, any obligation to do so) immediately to procure such insurance and to charge same to Franchisee, which charges, together with a reasonable fee for Franchisor's time and expenses in so acting, shall be payable by Franchisee immediately upon notice. The foregoing remedies shall be in addition to any other remedies Franchisor may have.
Source: Item 23 — RECEIPTS (FDD pages 82–573)
What This Means (2025 FDD)
According to Bojangles' 2025 Franchise Disclosure Document, if a franchisee fails to procure or maintain the required insurance, Bojangles has the right to procure the insurance themselves. This is not an obligation, but a right they reserve.
If Bojangles chooses to procure insurance on behalf of the franchisee, the franchisee will be charged for the cost of the insurance. In addition to the insurance charges, Bojangles will also charge a reasonable fee to cover their time and expenses for procuring the insurance.
The charges for the insurance and the associated fees from Bojangles are payable immediately upon notice to the franchisee. This is in addition to any other remedies Bojangles may have available to them.