What is the minimum required amount for comprehensive general liability insurance, including products liability and broad form contractual liability insurance, that a Bojangles franchisee must maintain per occurrence?
Bojangles Franchise · 2025 FDDAnswer from 2025 FDD Document
ed, electronic mail if the sender has confirmation of a successful transmission or through next business day delivery), for its prior written approval, samples of all advertising and promotional plans and materials that Franchisee desires to use and that have not been prepared or previously approved by Franchisor. Franchisee shall not use any advertising or promotional plans and materials that have not received Franchisor's prior written approval. Notwithstanding anything herein to the contrary, Franchisor may establish or introduce certain national, regional, or local promotions, campaigns, contests, special or limited offers, and other programs, including as related to new products, services or other programs (collectively, the "Special Promotions"). Franchisor will consult with Franchisor's Franchise Advisory Council regarding upcoming Special Promo
Source: Item 23 — RECEIPTS (FDD pages 82–573)
What This Means (2025 FDD)
According to Bojangles's 2025 Franchise Disclosure Document, franchisees are required to maintain comprehensive general liability insurance, including products liability and broad form contractual liability insurance. The minimum required coverage is $5,000,000.00 per occurrence.
This insurance requirement is a standard practice in franchising to protect both the franchisee and the franchisor from potential liabilities arising from the operation of the business. The franchisee's liability coverage may be primary and noncontributory.
Bojangles also specifies that the insurance carriers must have an A- class rating and VIII financial size according to A.M. Best. If A.M. Best ratings are unavailable, the franchisor will accept ratings from Moody's or Standard and Poor's. This ensures that the insurance coverage is provided by reputable and financially stable companies.