Does Bhc provide direct financing for any aspect of the franchise?

According to Bhc's 2025 Franchise Disclosure Document, Bhc does not offer direct or indirect financing to franchisees for any items. This means that prospective Bhc franchisees will need to secure funding for their franchise through third-party sources such as banks, credit unions, or private investors. This is a fairly common practice in the franchise industry, as many franchisors do not want to take on the risk of financing their franchisees.

For a prospective franchisee, this lack of direct financing means they will need to have a solid financial plan and credit history to obtain the necessary funding. They should research different financing options and compare interest rates and terms to find the best fit for their situation. It also means that the franchisee bears the full risk of loan repayment, regardless of the franchise's performance.

While Bhc does not offer financing, franchisees should inquire about any relationships Bhc has with preferred lenders. Sometimes franchisors have partnerships with financial institutions that offer favorable terms to their franchisees, even if it's not direct financing from Bhc itself. Understanding all available financing options is a critical step in the franchise investment process.