Does Bhc offer financing for initial working capital?

According to Bhc's 2025 Franchise Disclosure Document, Bhc does not offer direct or indirect financing to franchisees. This applies to all items related to the franchise. This means prospective franchisees must secure funding for their initial investment, including working capital, through their own means, such as personal savings, loans from banks or other lending institutions, or private investors.

This lack of financing from Bhc places the onus on the franchisee to manage their financial resources effectively. Franchisees should carefully assess their financial situation and develop a comprehensive business plan to secure the necessary funding. This plan should include detailed projections of revenue, expenses, and cash flow to demonstrate the viability of the franchise to potential lenders.

While Bhc does not provide financing, franchisees may find support through third-party lenders familiar with the franchise industry. These lenders may offer specialized financing options tailored to the needs of franchisees, such as equipment leasing, working capital loans, or SBA-backed loans. It is crucial for prospective franchisees to research and compare different financing options to find the most favorable terms and conditions.

Given that Bhc does not offer financing, prospective franchisees should inquire about resources or guidance Bhc might provide to help franchisees secure external funding. This could include preferred lender relationships, assistance with business plan development, or financial management training. Understanding the full scope of support offered by Bhc can help franchisees navigate the financial challenges of starting a franchise.