Does Bhc offer direct or indirect financing to Master Franchisees?

According to Bhc's 2025 Franchise Disclosure Document, Bhc does not offer direct or indirect financing to franchisees. This policy applies to both Master Franchisees and Affiliate Franchisees. This means that prospective Bhc franchisees must secure funding for their franchise ventures through third-party sources such as banks, credit unions, or private investors.

For a prospective Master Franchisee, this lack of direct financing from Bhc means they need to have a solid financial plan and pre-approved funding in place before committing to the franchise. The initial investment for a Master Franchise can be substantial, covering the MF Development Fee, deposits, office equipment, and initial operating capital. Securing external financing can be a challenging process, requiring a strong credit history, detailed business plan, and potentially collateral.

This policy is not uncommon in the franchise industry, as many franchisors prefer to focus on their core business operations and leave financing to specialized institutions. However, it places a greater burden on the franchisee to manage their own financial resources and navigate the complexities of securing external funding. Prospective franchisees should carefully consider this aspect and factor it into their decision-making process.